REZAEI, Ali; MOHAMMADI, Fatemeh; JANSEN, Anouk; KARAMI, Amir Hossein. Modelling of Vehicle Insurance Claim with Stochastic Process using Hidden Markov Model. Journal of Management and Operations Research, [S. l.], v. 5, n. 1, 2025. Disponível em: https://ojs.mri-pub.com/index.php/JMOR/article/view/137. Acesso em: 4 feb. 2026.